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WELCOME TO
EAST COAST CANNABIS INSURANCE AGENCY

Experienced Insurance Solutions for everything in the Cannabis Industry.  From Workers Comp to Crop Coverage we have you Covered.

 

CANNABIS INSURANCE COVERAGES

Landlords | Cultivators | Labortories | Distributors

As Independent Agents We Work for you to find the Best Coverage at the Lowest Cost

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DISPENSARY INSURANCE

If something were to happen to your business or your medicine such as a fire or theft, would you be ready to pick things back up and get your business started again without monetary stress? We always get the same answer: “No.”
Dispensary insurance is designed to protect your product, liability and loss of income in the event of a loss. Your business is worth a lot to you and protecting it with liability insurance is extremely important. If a customer is to sue you for negligence you would need to defend your company and any potential settlements.
Your property and inventory may also be at risk for theft, fire, vandalism, Explosion, Hail, Water or any catastrophic loss. Protecting your Dispensary with insurance may be the only answer to sustaining a claim situation
Your property and inventory may also be at risk for theft, fire, vandalism, Explosion, Hail, Water or any catastrophic loss. Protecting your Dispensary with insurance may be the only answer to sustaining a claim situation

Image by Michael Louie

PRODUCT LIABILITY

Having marijuana product liability insurance included within your marijuana business insurance program will protect your business from claims when your customers hold you liable for bodily injury or property damage that takes place from consumption of marijuana flowers, edibles, and concentrates.

Image by Rick Proctor

WORKERS COMPENSATION

Workers' compensation insurance protects employees and employers from liabilities associated with workplace injury and death.  Workers Comp is required by law in many states, to be carried by employers, which provides compensation to those employees who have been injured at work or who have contracted an occupational disease. Workers compensation is available for all cannabis class codes and is available in all legal cannabis states.
We’ll help you understand the applicable regulations and identify coverage options that reduce liability risks to your organization. You can meet your compliance requirements, lower your costs and still protect your employees the way they deserve.

Checking the Crops

CROP COVERAGE

We are able to provide your cultivation facility with coverage for your plants in multiple stages of growth, from seed to sale.

These three stages are:

  • Living Plant Material: Seeds, marijuana plants in the stage of vegetative growth, immature marijuana seedlings, and flowering mature plants in the growing medium.

  • Harvested Plant Material: Mature marijuana plant material that is not situated inside the growing medium, but is in the drying and curing process.

  • Finished Stock: Mature marijuana plant material no longer in the growing medium, which has been completely processed and is ready for sale.

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GENERAL LIABILITY

Basic Coverage General liability insurance is coverage that can protect you from a variety of claims including bodily injury, property damage, personal injury and other situations that may arise including slander, libel, copyright infringement and more.

Package Delivery

DELIVERY SERVICE AND TRANSPORTATION INSURANCE

Delivery-only dispensaries are becoming increasingly popular within the cannabis industry but there are some common misconceptions about coverage. If you put employees on the road a car accident is probably your biggest fear. Personal Auto insurance will not provide coverage in the event of an accident, robbery, or other mishap. Specialized business auto insurance is what is needed in order to ensure that your driver, product and vehicle are protected.

 

THE 420 ON WHO WE ARE AND HOW WE CAN HELP YOU

East Coast Cannabis Insurance was founded with the purpose of providing insurance solutions for the marijuana industry, from seed to sale.   East Coast Cannabis Insurance’s parent company has been committed to writing hard-to-place risks for more than 85 years and continues to be a top, both commercial and personal, insurance agency in the Greater New York area.  We have taken our extensive knowledge, connections within the industry, and decades of insuring all types and sizes of commercial accounts and successfully applied that to helping, not only well established, but also start up cannabis businesses, making sure that their budding businesses are here to stay.

Rutherford "Rud" Niles serves in leadership roles as President for both The Niles Agency and East Coast Cannabis Insurance.  With over 25 years experience in the Insurance Industry he is able to bring his vast knowledge and dedication to both companies.  Rud is an active member of his community and enjoys spending his free time with his wife and three children. 

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CONTACT US TODAY

41 Katonah Avenue, Katonah New York

914.232.8614

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